The No Surprises Act — A Plain-English Guide

The federal No Surprises Act protects insured patients from many surprise out-of-network bills — including most emergency care, air-ambulance services, and out-of-network providers at an in-network facility. In those situations, you generally cannot be balance-billed beyond your in-network cost share.

If you received a bill that looks like it violates these protections, a calm written dispute is usually the first step. MD Bill Relief drafts a clear letter referencing the No Surprises Act and your specific charges.